Archive for October, 2009

James Bond As A Core Engine Of Technical Progress

Saturday, October 17th, 2009

Once upon a time several centuries ago human beings had to live in conditions that we couldn’t even think acceptable. Just think of life without hot water, electricity, your computer, Internet, Myspace, mobile apps or without lavatory pan. Can you think about that? Can you? That’s not a reality of a vagrant. You have just dreamt about yourself in a Camelot palace of King Arthur.
Is it too long way to go for you? No problems.

Let’s go just a centennial before modern days. Now let’s imagine the beginning of the 20th century. Just look though the upper list and consider how many positions are still not discovered.

In the last two centuries the technical progress has passed forward with huge steps. We live in a time of discoveries. Every single day of your life scientists discover something that is urged to make your life more comfortable.

But do you know how the invention appears? Well, nobody knows that for sure. Some believe that is God’s affair. He loves us a lot and He gives the ideas how to improve our life quality. Others believe that a feature of highly developed living matter. They say that we have improved ourselves for the level when we have to find out new conditions that provide us with inventions. Anyway both sides agree that first of all the idea appears. And the development of this idea is a discovery.

For now you should ask me in which connection I have started this article with James Bond?

Well, my idea is that very often the clue of a new invention appears in one’s head and is being developed in the other’s one.

Just remember French writer Jules Verne and his bunch of fantastic ideas described in his novels. Most of them are real now. One day Czech writer Karel Capek has used the word “robot” for the first time and now we have dosens of robots of different types. And at last (wow, I’ve managed!) let us think of James Bond who has used a pack of devices that were absolutely unreal for the time the book had been written. Now everybody could buy a spy earpiece device or find a pen that could sign a contract and be used like a gun after that.

It is clear that the main two engines of the technical progress are business and government military sector. And in fact that two forces are working together to bring you the things you have used to. E.g. Internet has been discovered by militaries for their own needs. And after that it has fallen into business hands that allowed it to improve to its modern state.

So when you see a new spy device (invisible earpiece, spy headphone or spy earbud) in Bond’s hands it is always a good idea to think a little where it could be used in civil life. Maybe you manage to discover something that could be useful for many and bring you fantastic profit.

“I have a dream…” that all of the readers shall dream of strange application of usual devices…

Banks will cut rates…

Monday, October 5th, 2009

To tell you the truth I’m not so keen on financial news (it’s more interesting for me to follow real estate market and especially homes for sale by owner in our local news) or on stuff of this kind, but thanks to my husband who is really crazy about I know more or less update info about the financial situation in the country. Yesterday for example he was trying to explain the fact that the banks are likely to cut mortgage rates because the government has increased the prices in bonds markets.

Firstly he explained everything about bond markets and their connection with mortgage rates. According to his words, banks and lenders will low the rates as they don’t want to lose their profits. Everything is going on because of the swap rates and very soon we will be offered low cut mortgage rates.

But at the same time the banks are not so eager to cut their rates as the demand is very high on mortgages than the supply, and the cut the flow will increase. For me as a customer it might be much better to get a loan at low rates, but you know everything is so unstable in this world and who knows what’s going to happen.

Maybe, one day, we’ll have to pay twice more on the same loan, trying to satisfy the bank’s needs.